top of page
  • Writer's pictureHériter Gems

Jewelry Appraisal

Updated: Mar 8, 2023

Jewelry can be a significant investment, both financially and emotionally. Whether it's an engagement ring, family heirloom, or a piece you've collected over time, it's essential to have it appraised to protect its value. A jewelry appraisal provides an official estimate of the item's worth, which is crucial for insurance purposes, estate planning, or selling it in the future. Here's what you need to know about jewelry appraisal and why it matters.


What is Jewelry Appraisal?

Jewelry appraisal is the process of determining the value of a piece of jewelry by a professional appraiser. An appraiser will evaluate various factors such as the metal type, gemstones, age, and condition of the item to estimate its value accurately. They will provide a written report that describes the item, its value, and any unique features or identifying marks. It's important to note that jewelry appraisal is different from grading, which evaluates the quality of diamonds or gemstones based on specific criteria.

Why is Jewelry Appraisal Important?

Jewelry appraisal is essential for several reasons:

  1. Insurance: Appraisals are necessary to ensure that your jewelry is adequately insured. In case of loss, damage, or theft, your insurance company will rely on the appraisal report to determine the value of the item.

  2. Estate Planning: If you plan to leave your jewelry to your heirs, having an appraisal can help determine its value and make sure that it is distributed fairly among your beneficiaries.

  3. Selling: If you plan to sell your jewelry, having an appraisal can help you determine a fair price and provide documentation to potential buyers.

  4. Verification: An appraisal can help verify the authenticity of the item and identify any repairs or modifications that may affect its value.

Jewelry appraisal is a crucial step in protecting your investment and ensuring that you receive the appropriate compensation in case of loss or damage. It's essential to choose a qualified appraiser who has the necessary training and experience to evaluate your item accurately. With a reliable appraisal, you can have peace of mind knowing that your jewelry's value is protected.

Here at Hériter Gems we are dedicated to protecting your investment with world class appraisal services conducted by our in-house Gemological Institute of America (GIA) Graduate Gemologist (GG). Your heirlooms are treated with the upmost care and don't need to be shipped for evaluation. Our Appraisal process is conducted accurately and on premises.

In need of an appraisal? Contact us at: (402) 881-0003 and/or



"The Importance of Jewelry Appraisal" by The Gemological Institute of America (GIA)

The GIA is a non-profit organization dedicated to research and education in the field of gemology. They provide a comprehensive guide to jewelry appraisal, including the different types of appraisals, how to choose an appraiser, and the importance of appraisals for insurance and estate planning.

"Jewelry Appraisals: What You Need to Know" by the National Association of Jewelry Appraisers (NAJA)

NAJA is a professional organization of independent appraisers specializing in jewelry, gemstones, and watches. Their guide to jewelry appraisals covers the appraisal process, the qualifications of an appraiser, and the importance of choosing a qualified appraiser.

"Jewelry Appraisal: A Guide for Consumers" by the American Society of Appraisers (ASA)

The ASA is a professional organization of appraisers representing various industries, including jewelry. Their guide to jewelry appraisal provides an overview of the appraisal process, the different types of appraisals, and the importance of choosing a qualified appraiser. It also includes a list of questions to ask when selecting an appraiser.

Recent Posts

See All


bottom of page